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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

What if I am Injured by an out of State Driver?

Frequently Asked Questions - What if I am Injured by an out of State Driver?

What if I am Injured by an out of State Driver?

The state of Florida is a tourist destination for people all over the country.  The state’s beautiful beaches attract millions of out of state visitors.  Large tourist attractions, such as Disney World and the surrounding theme parks also bring in millions of visitors from all over the globe.  Part time residents down for the winter and spring months also adds heavily to the amount of out of state drivers on the road every single day.  Due to the amount of tourists and snowbirds Florida sees every year, it is very common to be involved in a motor vehicle accident with an out-of-state driver.

Every state has their own laws regarding automobile insurance coverage.  For example, New York State requires a motorist to carry liability insurance of at least $25,000 for bodily injury to one person, $50,000 for all persons involved in a single automobile collision, and $10,000 in property damage.  Florida, however, only requires motorists to carry $10,000 in Personal Injury Protection coverage (PIP) and $10,000 in Property Damage Liability coverage.  There is no bodily injury coverage requirement in Florida.  Therefore, it is possible for a person to be insured, but not carry coverage to compensate a motorist for the injuries sustained in a motor vehicle accident.


Florida is one of only a handful of states to require personal injury protection coverage.  Personal Injury Protection coverage provides insured injured drivers up to $10,000 in immediate medical payments coverage.  Regardless of who is at fault for a motor vehicle collision, or the other party’s insurance coverages, an injured driver who is insured in Florida has immediate access to $10,000 for hospital and doctor’s bills. Personal Injury Protection coverage pays 80% of medical bills up to the $10,000 coverage limit.  The remaining 20% of outstanding medical bills are then recovered through a civil lawsuit against the at fault driver.  Personal injury protection coverage will also pay 60% of any lost wages due to injuries sustained in a motor vehicle accident.

The requirement of Personal Injury Protection coverage under Florida law is why Florida is often referred to as a “no-fault” state.  If you are involved in a motor vehicle accident with an out of state driver, your own insurance carrier will pay 80% of your medical bills up to the $10,000 in personal injury protection coverage.  A civil action will then need to be brought against the at-fault driver to recover any additional damages.  These damages might include the remaining 20% of outstanding medical expenses, any medical expenses that exceed the $10,000 in total personal injury protection coverage, lost wages, and pain and suffering damages if a permanent injury was sustained as a result of the motor vehicle collision.

Clients are often concerned about where a lawsuit will take place if they are involved in a motor vehicle collision with an out-of-state driver.  The venue is the legal term for the proper or most convenient location for trial of a case.  Florida law states that in a civil action, venue is proper in the county where the defendant resides, where the cause of action accrued, or where the property in litigation is located.   Generally, for a motor vehicle collision venue is proper in the county where the accident occurred.  As such, if a motor vehicle collision occurs in Orange County Florida, a civil lawsuit may be filed in that county and the defendant would need to appear in court if summoned.

Out-of-state drivers will generally use the insurance from their state of residence or insurance that has been provided through a rental car agency.  As discussed previously, the laws regarding automobile insurance vary greatly from state to state.  It is, therefore, possible to be involved in a motor vehicle accident with an insured out-of-state driver who does not have sufficient coverage to fully compensate you for your injuries.  In such a scenario, it would be necessary to file a civil lawsuit against the at fault out-of-state driver to be fully compensated for your injuries.  Unfortunately, a civil suit can take several years before a jury verdict depending on the county and the complexity of the case.  Even after a verdict is reached, it could take additional time to receive the full jury award depending on the defendant’s assets and ability to pay.  Fortunately, there are additional precautions a Florida driver can take to ensure they are fully compensated for any and all injuries sustained in a motor vehicle accident with an out-of-state driver.

If you are involved in a motor vehicle collision with an out-of-state driver who does not carry liability insurance, you can still be fully compensated for the injuries you sustain by carrying uninsured motorist coverage on your own automobile insurance policy.  Similarly, if you are involved in a motor vehicle collision with an out-of-state driver who does not carry sufficient insurance to fully compensate you for your injuries, underinsured motorist coverage will bridge the gap to make you whole.  Uninsured and underinsured insurance coverage is additional coverage a Florida driver can purchase on their own policy to ensure they can be quickly compensated for the full extent of their injuries regardless of the insurance policy carried by an out-of-state driver.  Utilizing your own uninsured or underinsured motorist insurance does not mean the at-fault driver will off the hook for the damages caused by their negligence.  Your insurance carrier may pursue a claim against the at fault driver to recover the funds that were paid out under the uninsured or underinsured motorist coverage.  By maintaining adequate uninsured or underinsured insurance coverage, you will not need to worry about the insurance coverage of out-of-state drivers.

An experienced attorney can assist you if you have been involved in a motor vehicle collision with an out-of-state driver.  An attorney request the insurance policies for all the drivers involved in a collision and help you determine if the coverage is sufficient to compensate you for the injuries you sustained.  If the insurance coverage is not sufficient, an attorney can help you pursue damages against the at fault driver individually, or even file a lawsuit against your own insurance carrier for the benefits that are due under your own policy.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

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Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.