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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Am I Liable If Someone Else Is Driving My Vehicle?

Frequently Asked Questions - Am I Liable If Someone Else Is Driving My Vehicle?

If someone else gets involved in an automobile accident while operating your vehicle, your automobile insurance company is there to protect you.  If you let a family member or a friend operate your vehicle and they get into an accident, the owner of the vehicle could be liable for the accident as your insurance company will have to cover the damages that your family member or friend caused while operating your vehicle.

The person that was operating your vehicle is liable for the accident, but the owner of the vehicle can also be held responsible for any damages incurred which is known as owner’s liability or negligent entrustment.  The person that gets injured can file a lawsuit against the driver and the owner of the vehicle.  So, if the driver is not listed on your insurance and operates your vehicle, your insurance still applies in case of an automobile accident. In the other hand, if the other driver was at fault for the accident, then the at fault driver’s insurance company will cover the damages and you don’t have to worry about your insurance.

If the person driving your car has their own auto insurance, their insurance may act as secondary coverage to yours.  Even though the person that is operating your vehicle is fully responsible, your own auto insurance coverage will still be considered as primary coverage. For Example, if one of your family members is operating your vehicle and gets involved in an automobile accident and they have their own automobile insurance, since your insurance company insures the vehicle, your insurance company is responsible for the damages. If you have limited coverage, your insurance company will cover up to the policy limits you chose.  If the damages are more than your policy limits, then your family members insurance may cover the remainder of the damages.

There is going to be some instance where your insurer may refuse or deny the claim or refuse to make payments:

  • Undisclosed driver in the household or an excluded driver

If you fail to disclose a driver to your insurance company in order to avoid your insurance premium to go up because of a bad driving record or a new driver and that driver gets into an accident, your insurance company will not pay for the damages that the undisclosed driver or excluded driver causes.

  • Someone that takes your car without your permission

You might be financially responsible if you can’t prove that you did not give your permission and an automobile accident happens.  It is very hard to prove that you did not give your permission to drive your car.

  • Misrepresentation

A misrepresentation of a claim can also void your insurance after being involved in a car accident.  There are three types of misrepresentation:

  1. Fraudulent Misrepresentation

A fraudulent misrepresentation can occur when you commit a false statement of a material fact in order to obtain illegal benefits.  If you knowingly commit a false statement and your insurance company can prove it, they have the right to deny all claims and pursue damages against those that misrepresent a material fact.

  1. Innocent Misrepresentation

An innocent misrepresentation can also occur in good faith.  One example of an innocent misrepresentation is when you are selling a car not knowing that the car had transmission problems.  So, if you didn’t know that the car had transmission problems, then you would only be liable for an innocent misrepresentation. You believed that a false statement was true. 

  1. Negligent Misrepresentation

A negligent misrepresentation can occur when a person makes a statement without regard to the true facts.  Example, if you tell someone that your cell phone is brand new and it is in fact it is three years old and it has been heavily used, then it can be considered negligent misrepresentation.

What happens if someone steals your car and then has an accident? If someone steals your car and gets into an accident, you are not liable for any damages or injuries that person causes in your car, but your insurance company will cover all the damages if you have the right coverage.

Your insurance rate might also be affected if someone else gets into an accident while driving your car.  Your insurance premium might increase if a claim for property damage, personal injury or bodily injury is filed against your insurance company.  Car insurance works the same way when you lend a car and when you are driving it yourself.

What should I do after someone else driving my car gets into an accident? You should act quickly and confirm if anyone was injured, and if there are any injuries, the injured person should seek medical attention right away.  You should also call the police and file a report.   You should also document where the accident happened and take pictures of the vehicle and the scene of the accident. Exchange contact and insurance information after making sure that you and or the passengers are not injured and report the accident to your insurance company regardless of who was at fault.

Call a personal injury attorney after a car accident

The very first step after a car accident is to contact an experienced personal injury attorney.  Every car accident is different, and you might need legal counsel based on your circumstances.

If the accident was not the fault of the person that was driving your car, an experienced attorney can make sure you are compensated for damages. Even if you were not physically in the car when the accident happened, the at fault driver should be held accountable for any and all damages to your vehicle and the injuries to the person that was driving your car.

Insurance companies will look for ways to either deny the claim or payout less than the accident case is worth.  Trial Pro, P.A . will protect your rights and will fight for the recovery you deserve.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 1019 Crosspointe Dr Suite 1
Naples, FL 34110


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.