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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Do You Need Motorcycle Insurance in Florida?

Frequently Asked Questions - Do You Need Motorcycle Insurance in Florida?

While some states require motorcycle riders to obtain insurance, the State of Florida does not require motorcycle riders to obtain insurance coverage to register their motorcycle for road use.  If you do wish to obtain motorcycle insurance, the state minimum is listed at $10,000.00 in bodily injury coverage for one person, $20,000.00 in bodily injury for two people and $10,000.00 in property damage.  Bodily injury coverage is the coverage that a third party would pursue should they sue your insurance company for personal injuries.  $10,000.00 is the maximum your insurance company would pay to one party and $20,000.00 is the maximum they would pay out for two people.  Property damage covers damages to another vehicle should you cause an accident or any property that you damage after causing an accident such as a stop sign or a wall or shrubbery.  Of course, you can always choose to have much higher coverages that these, but these coverages are the state minimum.

The State of Florida does not require automobile drivers to obtain bodily injury coverage on a regular, four wheeled vehicle, unlike a lot of other states in the country.  If you are hit on your motorcycle by someone who does not carry bodily injury coverage or who is completely uninsured at the time of your accident, there will be no insurance company to sue for any injuries you sustain if you do not have an adequate motorcycle insurance policy.  Because of the lack of bodily injury coverage on some automobile insurance policies, it is beneficial to you to carry uninsured and underinsured motorist coverage on your own policy.  If you own a four wheeled automobile in addition to your motorcycle, some insurance companies allow you to roll your uninsured or underinsured motorist coverage from your automobile policy to cover you when you are involved in a motorcycle accident.  You should always read your insurance policy language carefully to determine if this applies to you.  If you own more than one vehicle in addition to your motorcycle, insurance companies offer stacking and non-stacking insurance coverage.  Stacking insurance coverage means that if you have an uninsured or underinsured motorist policy in the amount of $100,000.00 and you own two vehicles, you can select the stacking option which would multiply your coverage by the amount of vehicles on the policy.  A $100,000.00 uninsured or underinsured motorist policy with stacked coverage with two vehicles on the policy would mean that you are entitled to $200,000.00 in uninsured or underinsured motorist coverage.  You can stack the coverage for as many vehicles as you have on that particular policy.  Even if you were involved in a motorcycle accident with no motorcycle insurance, if you have an automobile policy with several vehicles listed with stacked underinsured or uninsured motorist coverage, you could still be entitled to that coverage, no matter if your motorcycle is listed on that policy or not.  In most circumstances, this applies to the listed insured drivers only and does not apply to passengers on your motorcycle at the time of an accident unless they are listed on your automobile policy.   Your insurance agent can always assist you in this department when you are purchasing an insurance policy to review the language and interpret it for you.

If you have caused a motorcycle accident and you do not have motorcycle coverage, your motorcycle will likely be damaged or even a total loss.  Having no insurance of your own, there will be no insurance coverage to pay for the damages or the loss.  You can opt to purchase collision and comprehensive motorcycle insurance which will cause far less of a headache than having to pay out of pocket for extremely expensive motorcycle repairs or even have to purchase a new motorcycle.  Collision coverage pays for your damages if you cause an accident or you are involved in an accident with an uninsured driver.  If the person who hits you does not have a valid insurance policy, you would submit your claim to your own insurance company who will take care of the repairs or pay you for the total loss for however much money the motorcycle is worth.  Comprehensive insurance covers your motorcycle if it is stollen or vandalized.  Again, if you have not purchased comprehensive insurance coverage and your vehicle is stollen in the middle of the night, you will solely be responsible for any financial payments still being made on the motorcycle in addition to having to purchase a new motorcycle.  When you purchase collision and comprehensive motorcycle insurance coverage, you will be given several options of how much of a deductible you would like to pay.  The amount of your deductible depends on how much you are able to spend each month on your insurance premiums but if you choose a smaller deductible, you would likely end up paying more each month for your insurance.  On the other hand, if you do end up using the coverage, you would be paying less towards your deductible out of your own pocket.  If you choose a $1,000.00 deductible in order to pay less towards your insurance premiums, you have to keep in mind that if you ever need to use that coverage, you will have to first pay $1,000.00 towards any damages to the motorcycle before the insurance company will pay the remainder.

If you cause an accident while riding your motorcycle and you do not have motorcycle insurance, the injured party can bring a claim against you personally.  If the other party does not file a claim against you, the State can still fine you for causing an accident with injuries while not being covered by a motorcycle insurance policy.  Although it is not mandatory to have motorcycle insurance coverage in the State of Florida, the state can still penalize you and require you place a surety cash bond deposit with the Department of Highway and Safety in case you cause another accident or suspend your motorcycle registration until you can show proof of motorcycle insurance coverage.

If you have been involved in a motorcycle accident and you do not have insurance coverage, the best thing you can do to help yourself is consult with an experienced personal injury attorney who can explain your rights and benefits and strategize the best way to move forward with your claim.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

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Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 1019 Crosspointe Dr Suite 1
Naples, FL 34110


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.