Free Case Review Text us

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Florida Trailer Insurance And Laws FAQS

Frequently Asked Questions - Florida Trailer Insurance And Laws FAQS

Everybody who owns a car in Florida knows that they must have some sort of insurance for your car. Without insurance, you will not be able to register your vehicle or get license plates. If you are caught driving without insurance in Florida, you can owe fines between $150 and $500 and lose your license and registration for up to three years. Without insurance, you become personally liable for injury you cause to others, and you may lose your privilege to drive until all of the damages you have caused are paid. But what about the trailer that I’m towing behind my car in Florida?

Do I need to get the trailer insured too?

For the most part, Florida law does not require a separate insurance policy for the trailer that you use to haul your boat, horses, yard equipment, motorcycles or a myriad of other items that people haul in trailers for in this state. Nonetheless, you may very well want to get that insurance if you own and regularly tow a trailer in Florida. Most auto insurance policies are going to provide some minimal level of insurance protection when your car and your trailer are involved in a motor vehicle accident, but you may be shocked as to what is not covered if you don’t have a separate trailer insurance policy. If you don’t have that separate policy, the damage that you cause to others in an accident may be covered but other losses probably won’t be. Your expensive trailer and its contents could be lost forever with nothing to compensate you for the loss. Let us address some common questions that people have about their trailers and insurance coverage. 

Does Florida law require that I insure my trailer?

No. Florida law does not require that you purchase separate insurance to cover your trailer. The insurance that you carry on your vehicle will generally cover the vehicle it tows. However, there are limitations. First, your car insurance is only going to apply to liability insurance. In other words, it covers the accidental bodily injury and property damage that your trailer causes to others in an accident. If your trailer comes loose when you are on the interstate and hits another vehicle the damage to the vehicle your trailer hits will probably be covered. But that is about it.  

What types of losses are not covered if I do not carry separate trailer insurance?

Many. If you don’t have a separate insurance policy for your trailer, then theft, vandalism, fire or storm damage to your trailer is likely not covered. Also, your car’s insurance probably won’t pay for the destruction of your trailer in a motor vehicle accident; a separate trailer insurance policy will. Your car’s contents insurance policy may also exclude the contents of the trailer you’re towing.

How do I purchase trailer insurance?

Check with your car insurance provider first. Many car insurance providers will write policies for boat trailers, camping trailers, horse trailers and other types of trailers. Keep in mind that not all car insurance companies will offer policies for your trailer, and you may need to shop around. Also, insurance that you purchase to cover a trailer that you use for personal use is unlikely to cover the commercial use of that trailer. Talk to an insurance agent to make sure that all of your potential losses that can be caused by various scenarios are covered.

How big can my insured trailer be?

In Florida, your trailer can’t be taller than 13.5 feet or wider than 8.5 feet. Also, the combined length of your trailer and the vehicle it tows cannot exceed 60 feet, with the trailer not being able to exceed 48 feet in length.

What safety devices must my insured trailer have in Florida.

There are several safety devices that your trailer must have to be eligible for insurance coverage. If the trailer exceeds 3000 pounds in weight, it must have its own brakes which can be controlled by the towing vehicle. Florida law also requires that your trailer have brake lights, tail and turn signal lights, and license plate lights.

Are there other safety requirements besides devices on the trailer itself?

Yes. For one, even if the posted speed limit is higher, you cannot exceed 65 miles per hour in Florida if you are towing a trailer. Also, Florida does not allow more than one trailer to be towed behind the towing vehicle: in other words, no training of trailers.

Are there separate laws and regulations if I’m trailing a boat in Florida?

Yes. As the state with the most per capita recreational boats, Florida has additional requirements for the towing of a boat. If your boat trailer weighs more than 2,000 pounds, you must a certificate of title for the trailer. Also, your boat trailer is going to require a license plate in Florida, which you cannot get without proof of insurance for the trailer. You also need a separate permit, known as an “over-dimension permit” if the beam of your boat that you are towing is more than 8.5 feet.

Does my insured trailer need to be registered?

Yes, Florida law requires all trailers to be registered. If your trailer weighs more than 2,000 pounds, it also needs to be titled. To title your trailer in Florida, you will need to have a bill of sale, proof of prior registration or manufacturer’s certificate of origin, and state issued ID.

To sum up, we all need some insurance when driving a vehicle in Florida. The insurance that you are legally required to purchase may not be enough to protect your interests in an accident. Those who can afford to do so are wise to purchase property damage liability beyond minimum requirements, bodily injury coverage, underinsured motorist coverage, and collision/comprehensive coverage. Without buying more than the law requires, the damage to your car, yourself and others will not be covered in a significant accident. The same is true if you have a trailer. You may not be required to have insurance, but without it you can lose very costly items. Nobody wants to be without their fancy boat, expensive trailer, ATV’s or other possessions they worked hard to acquire merely because they did not pay for the extra insurance.

We at Trial Pro are dedicated to protecting all your rights, if you’re involved in an accident. We will aggressively pursue all avenues of potential recovery that are available. If you contact us after an accident, we can ensure that your trailer insurance policy covers all losses you paid for it to cover and fully investigate any other potential coverage you may have. 



Watch Video


Discover the TRIAL PRO Difference!

Call Now (407) 300-0000

Free Case Review

We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

Free Case Review Text us

Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

Call Now (407) 300-0000

Personal Injury Attorneys

Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

Free Case Review Text us

 Send Message
* The following info is required

 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.