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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

How Can I Drive Without Insurance?

Frequently Asked Questions - How Can I Drive Without Insurance?

Driving without a valid auto insurance policy is illegal in the United States.  Each state is different and have their own auto insurance requirements.  If you reside in the state of Florida, you are required to have an auto insurance policy with the minimum requirements of Personal Injury Protection (PIP) and property damage (PD), of $10,000.00.  This is considered full coverage insurance in the state of Florida because this is the minimum insurance you have to have in order to register your vehicle.  This is by no means great coverage and you should always considered having enough coverage to protect you and your vehicle in case of an accident; however, this is the most cost efficient.  You have to always keep in mind that by having only Personal Injury Protection and property damage coverage, your vehicle is not covered if you cause an accident with damage or you are hit by an uninsured driver or a hit and run.

Personal Injury Protection covers you, your family members that reside in your household, or anyone in your vehicle at the time of an accident if they do not have their own insurance policy.  Personal Injury Protection covers your medical bills up to 80%, your lost wages at 60%, mileage and prescription reimbursement up to $10,000.00.  Property damage covers the other vehicle or vehicles in an accident if you are considered at fault for the accident.

If you choose to drive your vehicle without a valid insurance policy, you run all types of risks.  The DMV is notified if your insurance has cancelled and they will send you a letter in the mail asking you to update them with your insurance within a certain amount of days or they will suspend your driver’s license.  If you do not update your insurance and your driver’s license is suspended, you will have to pay additional fees in order to reinstate your driver’s license.  This goes on your driver’s license record and the more often your license is suspended, the higher the fee to reinstate your license.  You can also be given an SR-22 requirement.  An SR-22, sometimes called a Certificate of Insurance, is a document provided to the state from your insurance company stating that you have a valid auto insurance policy with all the required coverages.  This is typically done for high risk drivers that have violated the state insurance laws.  In some states, if you are considered a high risk driver, you are required to pay a cash security deposit to the state in case you cause any damage to another vehicle, person or property.  If you do cause damage, the state will use your deposit to pay those damages and you will again be required to pay another deposit.  If you do not pay your cash deposit, your license will be suspended or even revoked, depending on the amount of suspensions you have previously received.

If the state has been notified that your insurance has cancelled and suspend your driver’s license, your information will go into their database and law enforcement officials will be able to easily identify this from running your license plate number through their system.  If you are pulled over for having a suspended license, you could be arrested if it is a habitual offence for you.  If you are arrested, you will be booked and processed and you will have to be bonded out or await your hearing in jail.  Your vehicle will also be impounded and you will be required to pay additional fees to release your vehicle.  If the officer chooses not to arrest you, the officer will tell you to call someone to come and get you as they cannot legally let you drive off by yourself.  If you are driving with a passenger and the passenger’s license is valid, the officer will tell the passenger that they must drive.

If you are involved in an auto accident and you do not have your own valid insurance policy, you can be sued personally.  You can be taken to court and if there is a judgement against you, you can have your assets taken or your wages garnished in order to pay restitution for the damages you caused while driving uninsured.  This is a long term punishment that could have been avoided if you had have been driving with a valid auto insurance policy.  Garnishments can stay with you for the rest of your life, depending on how much you are required to pay out in damages.  If your assets are confiscated, they will be sold at market value and the proceeds are given to the victim for restitution.

Another consequence of driving without valid insurance could be jail time.  Even though this is a rare harsh punishment, if you have a history of habitually driving with no insurance, this is something you could face.  This could all be avoided by just purchasing the minimum insurance coverage.

At the end of the day, it is not wise to drive without a valid auto insurance policy.  You should always adhere to your state’s insurance laws and make sure you are current with your insurance payments.  You should be mindful of what coverage you can afford so that you can always pay your premiums.  Having the minimum insurance is much better than having no insurance.  If you can afford it, you should make sure you have enough auto insurance coverage to protect you and your family and other people on the road.  If you can afford to pay for comprehensive or collision coverage, you know that no matter what happens, your vehicle will always be protected in case of an accident.  If you have bodily injury coverage on your policy, the other parties injuries will be covered in case you cause an accident.  If you do cause an accident, your insurance company will pay out their coverages in accordance with the law and they will assign an attorney to you if the other parties bring a lawsuit against you.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Personal Injury Attorneys

Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.