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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

How long does it take to receive an offer of compensation?

Frequently Asked Questions - How long does it take to receive an offer of compensation?

How long does it take to receive an offer of compensation?

Offers of compensation are determined by a variety of factors.  Some of these factors include the adjuster or the company.  First, when a claim for personal injury is made, the insurance adjuster assigned will estimate the claim's initial value based on the type of injury sustained and place that money on reserve.  The insurance adjuster then makes check-ups every thirty (30) days to determine if the claimant has completed treatment, so the adjuster can modify the amount in reserve if need be.

Generally speaking, once a demand is made through an attorney, the insurance adjuster has a thirty (30) day period to respond or make a counter-offer, per Florida Statute.  Now, just because the adjuster has thirty (30) days does not necessarily mean the offer will be made in that time frame.  It could take more time, it could take less.  Compensation offers are based on the adjuster's review of the medical records and respective itemized charges.  Additionally, insurance adjusters review the claimant's recommended and completed course of treatment, pain and suffering, wage loss, prior injuries or claims for injuries, pre-existing injuries, and severity of impact versus treatment.  Depending on the claimant, this type of review could take more than the thirty (30) days an insurance adjuster has, not to mention an insurance adjuster's level of authority.  If an insurance adjuster requires approval from upper management before extending an offer, this can take additional time for an offer of compensation.

If an insurance adjuster does have complete authority to make a settlement offer, then that insurance adjuster may look at the total amount of medical expenses incurred and the available policy limits to determine whether or not the value of the claim is per the amount demanded.  Because the insurance adjuster has full authority to extend an offer, this makes the time frame for the offer of compensation much shorter than the allotted thirty (30) period.

For instance, if someone is involved in a motor vehicle collision with another motorist that carries the minimal amount of state-required policy limits, $10,000.00/$20,000.00, and the injuries sustained require immediate surgical intervention. As a result, the expenses incurred for the initial medical treatment far exceed what the at-fault driver has available.  Policy limit demands can take a bit of time, perhaps more than the allotted thirty (30) day time frame, because policy limit demands must go through an entire chain of command before an insurance adjuster can make an offer.  Policy limit demands, common in motor vehicle collisions, generally consist of injuries such as fractures, broken bones, or surgical intervention.

Another substantial and incredibly crucial component determining how long it takes to receive an offer of compensation is the total amount of available policy limits.  If a motorist is involved in a motor vehicle collision with more than one other motorist, and several parties sustain injuries, an offer for compensation may take additional time because all injured parties must have completed treatment before the insurance adjuster extending any offers for compensation.  This is commonly called a “global settlement” and this type of claim is generally done on a pro-rata basis that is determined on the severity of the injury and medical expenses incurred by each injured party and the total available policy limits.

Furthermore, if the claimant has various or extensive personal injury claims, an insurance adjuster must research the types of prior injuries or pre-existing injuries and request additional or prior medical records before making an initial offer of settlement.  Other determining factors that may exceed the thirty (30) day time frame may involve the medical provider administering treatment to the claimant.  For instance, if a medical provider has been under close watch for suspicion of insurance fraud, an insurance adjuster may put a complete hold on any offer of compensation until the investigation on that medical provider is complete.  These types of investigations can take up to more than a year to complete, making the time frame for compensation offers even longer.

Alternatively, if the insurance adjuster assigned to the personal injury claim has the authority to offer or immediately extend an offer, the insurance adjuster may propose compensation upon review of the medical records and itemized bills.  As previously stated, offers for compensation can truly vary on the insurance adjuster assigned or the company that issued the insurance policy.  Smaller or lesser-known insurance companies have insurance adjusters that may not necessarily be as responsive as the bigger and better-known insurance carriers, and as such, they do not respond to the allotted time frame.  This requires the attorneys and their assistants to constantly reach out to them, making that time frame longer.

Offers of compensation for serious injuries may also take more than the thirty (30) day time frame because, perhaps due to the type of injury sustained or severity of impact, requires the assigned insurance adjusters to communicate with various departments of the insurance company, resulting in additional adjusters reviewing the medical records and bills submitted, which extend the time for an offer of compensation.

Aside from the allotted time frame provided by the Florida Statutes, insurance adjusters can take longer because it depends not only on the adjuster assigned or the insurance carrier that issued the policy but also on the claimant.  Claimants that have extensive prior injuries, or even patterns that may indicate insurance fraud or treatment with providers that may be under investigation for suspicion of insurance fraud, can determine when that offer of compensation is made.  Some insurance adjusters respond to demand with an offer of compensation well within the allotted thirty (30) day time frame, while others, taking the previously mentioned factors, can understandably exceed the given period.



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With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

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We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

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What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
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Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
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Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
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Trial Pro got me $1,510,000
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Trial Pro got me $810,000

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After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

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We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
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It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
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Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

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Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


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Trial Pro, P.A. Car Accident Attorneys

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The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.