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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

If You Were To Get Into An Accident Without Insurance

Frequently Asked Questions - If You Were To Get Into An Accident Without Insurance

If you were to get into an accident without insurance, you are in many ways as one would say in the water without a paddle. In many ways you have absolutely no protection from things that could happen after the accident and no help in regards to anything that happened during the accident. You may be liable to pay countless fees and costs. You may be liable to pay injury claims as well. Getting help would be the first thing you should do in this case and affording a lawyer, if you cannot afford insurance may seem a bit out of reach as well.

You could face fines, you could be jailed, and you could lose your license, if you were to be in an accident without insurance coverage. The other part that most people do not think about is that these fines vary from state to state, county to county and district to district. Therefore it would also depend on where the accident happened. So many variables, not to mention you could also be sued for a plethora of items.

Depending on person to person and case to case, not having insurance and getting into an accident could and will mean something different for each and every person. One other important thing to remember is that insurance covers several different components of the driver, the car and vice versa for other drivers and other plans. Companies that administer chance at insurance coverage take into account the safety of a driver in the past history of a driver. Moreover it is imperative that a driver meets financial requirements such as a credit check when purchasing insurance as well. All components combined are the determining factors for insurance coverage and what you may be able to afford and not afford. The reason we mention this is because getting into an accident will for sure, impact the future of your insurance coverage.

Whether you have or do not have insurance getting into an accident will determine your ability to get insurance in the future, or your current policy if you were to have one at the time of an accident. Given in a moment in which you are not covered and you happen to get into an accident, then by rule one must assume that future insurance will be affected in price fluctuation; relative to the severity of damages and cost in previous accident. Basically, the safety score you carry as a driver. How much will the insurance company have to pay for YOU to drive if you were to then purchase coverage?

This means that you would be paying a high price on coverage, and if you are already driving without insurance be it because you are in a rental, or perhaps you did not take a policy out during the month, payment issues or whatever else the case may be – you will for sure have to pay a higher policy price than someone who does not get into car crashes or accidents without insurance. 

The reality of the issue is as best put by Guido Calabrese, companies equate lives to money. Getting into an accident without insurance means that you could be responsible for the damages if at fault, regardless of anything you will be responsible again as stated for required feed imposed by laws and penalties. One thing is for sure, if the other driver(s) have coverage, their insurance companies may also ask for money, not just the person. Calabrese states it well when he says that “laws are [created] to compensate victims and reduce accident costs” (Calabresi, 713).

So what is the solution? For starters, seeking legal council is definitely an option. Since the results of getting into an accident without insurance vary based on detailed variables, you would essentially be without the ability to drive for a while. This could in turn impact your life greatly, even more so than you thought. Seeking legal counsel could give someone a heads up on the law. You see, since there are some states that are no fault states, regardless of having insurance or not. Moreover, there could be determining factors that state that you were not at fault to being with, but also using safe driving while operating your vehicle. Not to mention the fact that with legal counsel you could find other determining factors that could help in your case. Perhaps you were experiencing extreme hardship, or you did get insurance, but the policy had not started yet. Maybe you were driving a rental, which means the rental company does have insurance, but you yourself would need support out of your own pocket, etc. Many outlining variables, but the bottom line is that an informed individual is a powerful individual and perhaps you are feeling powerless at the moment of the accident and after, but you are not entirely powerless with legal counsel by your side.

Finally, maybe you did not get into an accident, but let’s put something into perspective. Not having insurance on a motor vehicle, or property you could be in a situation where you are at the impact of torts not just laws when it comes to your property and even the falling of a tree on a boat, is an accident (for instance). One could look to case law to see a better example of this in Vincent v. Lake Erie Transp. Co. Where, other determining factors came into play for a case dealing with torts and laws in relation to items owned and not, insured or not. Situations like these could be used as examples to magnify the importance of legal counsel and knowledge during a difficult situation to deal with such as getting into an accident without insurance. The bottom line is, an accident without insurance may happen, it could very well happen to anyone, but the varying results are just unpredictable as the ability predict a crash all together. Therefore, aligning yourself with the right kind of help and support will be the most important factoring controlled variables to focus on after an accident without insurance.

Resources:

Calabresi, G. (1965). The Decisions for Accidents: An Approach to Nonfault Allocation of Costs.

Harvard Law Review. Volume 78, No. 4.

https://digitalcommons.law.yale.edu/cgi/viewcontent.cgi?referer=https://www.google.com/&httpsredir=1&article=3037&context=fss_papers



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With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

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We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

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Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

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Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

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After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

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We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
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Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
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It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
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Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

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Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

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250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


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Trial Pro, P.A. Car Accident Attorneys

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The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.