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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Is It Better To Have Collision Or Uninsured Motorist?

Frequently Asked Questions - Is It Better To Have Collision Or Uninsured Motorist?

According to Florida state law in regards to insurance required to operate and own a motor vehicle, the minimum required coverage is Personal injury protection which pays for your medical bills, and wage loss if you are injured in an accident regardless who is at fault, the minimum amount required is $10,000.00 which pays medical expenses at 20%. The other coverage that is required is property damage which pays for damage that you cause to another person’s vehicle or property but does not pay for the damage to your vehicle, the minimum amount is $10,000.00, however, an individual could choose to purchase more than the minimum amount required by the law.

All other coverages are optional and do not have to be purchased. Additional coverages are collision, comprehensive, bodily injury, and uninsured motorist coverage. Choosing what insurance coverage is best and most economical is different for every person. Most people want what is the most affordable, and end up purchasing insurance with a cheap insurance company and end up getting their claim denied for policy rescinded because those cheap insurance companies do not value their customers they just care about getting money. Too many people its more important to have coverage that protects their vehicle, rather than protection for their injuries. Collision coverage it an optional coverage that usually requires a deductible, but this coverage pays for damages to your vehicle that was caused by an accident whether they are at fault or not.

The two optional coverages that cover the damage caused to your vehicle are collision and comprehensive. Collision pays for any damage caused to your vehicle because of an accident whether it is your fault or not. This coverage does not include a rental vehicle while the vehicle is being repaired, it only covers the damages to the vehicle. Or if the vehicle is deemed a total loss, then the insurance company will pay for the fair market value of the vehicle from the collision coverage. Comprehensive coverage pays for damage to the vehicle if anything happens to the vehicle that is not accident-related, for example, damage due to weather or a tree falling on the vehicle. Again, this coverage does not pay for rental coverage, it only pays for the damage caused to the vehicle by anything other than an accident.

Additional coverages available for purchase when getting auto insurance are bodily injury coverage and uninsured motorist coverage. Bodily injury coverage is used when a person causes an accident and the other person involved suffers an injury that person has the right to make a claim for injuries against the at-fault person’s bodily injury coverage. To present that claim the injured person must prove three things under the law. First that the person was negligent. Second, that they suffered an injury. Third, they must prove that the injury that they suffered as a direct result of the person’s negligent action and caused them to have a permanent injury that will last for the rest of their life.

Another additional coverage is Uninsured or Underinsured motorist coverage. This is an optional coverage that protects an individual who was injured in an accident that they did not cause and the person who caused the accident either has Bodily injury coverage but not enough to cover the injured person’s medical expenses making them underinsured. Of if the at-fault person does not carry Bodily Injury making them uninsured, which in the state of Florida is more company since neither one of these two coverages is required many people do not purchase these coverages.

The difference between collision coverage and uninsured coverage is that collision only covers the loss or damage caused to your vehicle while uninsured insurance covers much more, like medical bills, lost wages and pain and suffering.  The difference in cost is also somewhat inexpensive.  So, when it comes to what type of insurance you should buy, you have plenty of options.  You should consider all these options and then purchase what best suits you.  If you get uninsured motorist coverage, you can rest assured that you have coverage available to you for use when you need it, if involved in an accident that you did not cause and suffer an injury. The uninsured motorist coverage will protect you and allow you to seek compensation for the injuries suffered.

If you are in an accident that is caused by someone else and the insurance company accepts liability that their insured is 100% at fault for the damage caused to your vehicle as a result of the accident then the insured’s property damage coverage will pay for the damage that was caused to the vehicle and if there is enough coverage it will also pay for a rental vehicle while the vehicle is being repaired.

If a person has is an accident and they are not at fault and they want to use their collision coverage because the at-fault insurance company is taking to long to handle the property damage or the accident had multiple vehicles involved and there is an excess issue because there is not enough property damage coverage to handle everyone’s damages. Then that person would have to pay their deductible to the body shop where they decided to take their vehicle for repairs. The amount of deductible is different for every policy. If a person wants to pay less insurance, then they usually decided to have a higher deductible that is usually $1,000.00. This means a person would have to pay out of pocket before their insurance company will pay for the repairs. However, if you are not at fault for the accident then your insurance company will make a property damage claim against the at-fault carrier for reimbursement for everything the insurance company paid including your deductible.

Choosing the right type of coverage depends on what the person wants to protect more, their vehicle, or their family from a possible auto accident.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Personal Injury Attorneys

Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.