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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Is It Worth It To Get Uninsured Motorist Coverage?

Frequently Asked Questions - Is It Worth It To Get Uninsured Motorist Coverage?

With so many drivers on the road it is always important to be prepared should you find yourself the victim of an auto accident.  It can sometimes be confusing when deciding which options to choose for your auto policy coverage as some states require more coverage than others.

The state of Florida only requires drivers to carry a minimum amount of coverage on their auto policy such as PIP (personal injury protection, coverage that pays on your own medical bills) and property damage (coverage for the other parties’ vehicle damage).  It does not require an individual to carry BI (bodily injury coverage) on their policy.  Bodily injury coverage is the coverage available to you when someone else causes the accident.   For this reason, it is very important to be prepared and elect to carry Uninsured/Underinsured Motorist, Coverage on your Auto Policy.

Uninsured/Underinsured Motorist Coverage, often referred to as UM coverage,  is extra coverage on your auto policy that protects you should you get into an auto accident with someone who does not have any bodily injury coverage or enough bodily injury coverage to take care of you.  Some people may think that if they have the minimum auto coverage that the state of Florida requires (10,000 in Personal Injury Protection and 10,000 in Property Damage) then they have full coverage.  Yes, you may have what the state requires but you may not have enough coverage to protect yourself or your loved ones if the event that they are hurt in an auto accident. Unfortunately, there are times when an auto accident may result in serious injuries that require extensive medical treatment, missed time from work, change in family dynamics, or lifestyle.  For this reason, it is very important to carry uninsured/underinsured motorist coverage on your auto policy.  If you find yourself in a situation where you are involved with a driver in an auto accident with no fault of your own and that driver does not carry any bodily injury coverage or a very minimal bodily injury coverage policy then you have peace of mind to know that you are covered to receive the medical treatment you may need because you were prepared and opted to carry Uninsured/Underinsured motorist coverage on your auto policy.

Another important aspect of Uninsured/Underinsured Motorist Coverage is that it also covers you as a passenger in another vehicle and covers any passengers in your car in the event that you are in an accident.  So what that means is if you are involved in an accident as a passenger in someone else’s vehicle and that driver carries Uninsured/Underinsured motorist coverage on their policy is that you would eligible for the UM coverage under their policy as well as the UM under your own policy.  Every time you drive or travel in a vehicle you take a risk of an accident.  Statistics show that more and more people/families are continuing to move to Florida each week whether it be for the Sunshine, Theme Parks, or just the perfect place to settle down and retire.  With more and more people moving to an area there will always be the need for progression, such as new housing developments, new buildings, and roadway construction.  Since we all come from different lifestyles whether, by choice or affordability, some people may choose not to purchase bodily injury coverage or simply not have the means to afford bodily injury coverage.

If you choose not to carry Uninsured/Underinsured Motorist Coverage on your policy and get into an accident, it could be devastating and life-altering.  It could be a situation where you are forced to decide to not receive medical treatment or even a much-needed surgery due to no insurance coverage to allow for that treatment.  This could have life-changing effects on your family and overall, wellbeing.  For all of these reasons, it is very important to know that your family is protected because you opted to carry Uninsured/Underinsured Motorist Coverage and that you choose the correct amount of coverage for you and your family's personal needs on your policy.  As a rule, your auto insurance company will only allow you to purchase Uninsured /Underinsured Motorist Coverage in the amount equal to or less than the amount of the bodily injury coverage on your auto policy.   For example, if you carry Bodily Injury Coverage in the amount of 50,000 on your auto policy you would only be allowed to purchase up to 50,000 in Uninsured/Underinsured Motorist coverage on your policy.  Another option you have is to decide if you want to be stacked or non-stacked UM coverage on your policy.  This will come into play if you have more than one vehicle on your policy.  You can elect to choose UM coverage on each of your vehicles and you can elect to have that UM coverage stacked depending on the number of vehicles you have on your policy.

It is possible to sue or go after an underinsured motorist driver depending on their personal assets but it is also important to know that most individuals that do not carry any Bodily Injury coverage on their auto policy or a minimum bodily injury coverage amount possibly do not have assets of any value so it would be difficult to collect on any court-imposed judgment. It is also important to check to see if the owner of the vehicle is different from the driver of the vehicle as you will want to check their assets as well if they do not have any coverage available on their policy.  This type of case may require a different type of attorney and different fees.   A personal injury attorney charges on a contingency basis meaning they do not get paid if you do not get paid (receive a settlement) where other types of attorneys charge on an hourly fee or a flat rate regardless of the potential outcome.  So before making selections on your auto policy think carefully about you and your family in what you may need before making selections and also think very carefully about the attorney you choose to protect your choices.    



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Personal Injury Attorneys

Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.