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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Stacked Vs Unstacked Insurance Whats The Difference?

Frequently Asked Questions - Stacked Vs Unstacked Insurance Whats The Difference?

What if you or your household family member were involved in an accident with an uninsured driver and you or your family or even a passenger in the car are injured, who will pay for the medical expenses, lost wages, emotional distress or pain and suffering sustained due to the accident?  The other driver may not have insurance or may have low bodily injury liability limits.  Some protection will be available with Personal Injury Protection coverage on your automobile policy.  The only thing is that it is typically $10,000.  So what if the expenses come to $100,000.  If you carry uninsured motorist bodily injury coverage, there would be coverage available up to a certain limit.  If you reject uninsured motorist coverage that can lead to a worst-case scenario that no one wants to have happened which is no coverage.  You, your family, and even that passenger have to pay the out of pocket for their expenses.  Even if everyone has health insurance, some things are not covered.  Lost wages, pain, and suffering, emotional distress, etc.  Florida has ranked 1st for the highest percentage of uninsured motorists.  That should be alarming to most people and that is one good reason to consider stacking to your policy.  When you do stack you need to check for gaps in your coverage and the limits are the same on all.

Let’s say Frank has three vehicles and he has uninsured bodily injury coverage of 25/150 per person per accident and he has them on the same policy.  If the car insurance has an unstacked uninsured motorist coverage then each vehicle is only getting that kind of coverage, 25/150.  If you or your family member are injured by an uninsured motorist the cost would only come from one policy of 25/150.  But if you have added stacked uninsured motorist then each of the vehicle's policy amounts would roll into one giving coverage of 75/450.  The amounts of how much it raises will be based on vehicles on the policy.  The main point is not to depend on others doing the right thing and get the coverage.  It's only up to you to protect your family and yourself sufficiently.

Being financially smart and secure will only help you in life when retirement is the last thing on your mind or even if it is.  With the stress of buying a car, home, or starting a family its frustrating to even think about saving for the future.  Working towards financial security isn't really difficult when you add insurance to your budget.  Working on this goal even has some benefits like reducing stress.  Balancing between your life today and your future is important.  Financially, we can't live as if today is our last day.  We have to decide between what we spend today versus what we spend in the future.  Finding the correct balance is an important first step toward achieving financial security.

Your skills, experience, and knowledge are the largest assets anyone has.  The value of your future earnings will be more than any savings or investments you might have for most of your career.  That is why having the right and needed coverage for you and your auto.  Your job and future career are the most important factors in gaining independence financially.  You are your number one asset.

Investing in yourself will pay off in the future.  Increasing your value through hard work, knowledge, better skills along with the right career choice.  Efforts improving your career can have a larger impact on your financial security than trying to save more.

Research has shown that those who plan for the future will have more wealth than those who don't.  Successful individuals are more goal-oriented.  Setting goals and ways to achieve them.  Being goal-oriented and following a plan means taking control of your life.  This is an important step towards improving your stability for financial independence and security.  Making money is good but saving it and making it grow is another.  Financial management and investing are lifelong endeavors.  Making sound financial and investment decisions is very important to achieve financial goals.  People who are more knowledgeable on finances usually end up with more wealth than those who don't.  Taking the time to know areas of personal finance, investing and insurance needs will pay off throughout your life.

So the difference between the two is like night or day.  Either you pay extra to stack your policies or you do not.  If you do not you will not have the extra protection of being able to use another vehicle's limits.  In today's economy with lawsuits winning large sums this type of coverage seems to really help families and retirees with an extra pad of protection.  Older drivers have been seen on the news which a senior has an accident with injuries, substantial damage, or even worse. Many would think insurance for this group would be higher but it is not.  With the ease of internet shopping around can be even easier and comparing rates can yield big savings with more coverage.  While being affordable matters don't make it your only box to check.  Making sure the coverage for liability is enough to protect all of your assets.  With older people usually having a higher net worth it is even more important for them to have enough liability coverage like stack insurance.  Should the total for an accident is more than the limit for your one car you will be paying for that out of pocket.  Don't forget to check for discounts or savings because of most of the insurance companies off them and especially for older drivers.  Make sure you are getting the value you deserve.  Having a stacked policy protects everyone in the household from the potentially devastating medical bill when your in an accident with an under-insured or uninsured driver.  The statistics show there are too many careless and reckless drivers not to have the added peace of mind or security.  Talk with your agent today and see what they can do for your protection.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

Call Now (407) 300-0000

Personal Injury Attorneys

Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.