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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

What Do I Do If I'm In An Accident With An Uninsured Driver?

Frequently Asked Questions - What Do I Do If I'm In An Accident With An Uninsured Driver?

Uninsured motorist coverage is one of the most important coverages you can have on your insurance policy.  Uninsured motorist coverage is extremely important because it covers you, your immediate family who reside with you, and anyone traveling in your vehicle at the time of an auto accident that you are not at fault for.  The State of Florida does not require bodily injury coverage on auto insurance policies, unlike most other states.  Bodily Injury coverage is a coverage you pay for on your insurance policy which covers settlement for any injuries sustained to anyone injured in an auto accident in which you are found to be at fault.  You should try to carry bodily injury coverage if you can afford it on your auto insurance policy because it protects you in case someone brings a claim against you for injuries.  If you cause an accident and the other party decides to sue your insurance company and you have bodily injury coverage, this will protect you from potentially being sued personally.  If you cause an accident and you do not have bodily injury coverage, you can be sued personally for any assets you may have, your wages can be garnished and you could be forced to acquire SR-22 insurance to prove to the State that you are fully insured.

When you are hit by someone who does not have bodily injury coverage and you sustain injuries, you can turn to your uninsured/underinsured motorist coverage to protect you.  Uninsured motorist coverage covers any injuries you have sustained in an auto accident by someone who does not have bodily injury coverage.  Underinsured motorist coverage covers any injuries you have sustained in an auto accident by someone who does not have enough bodily injury coverage to compensate you for your damages.  You can only present an underinsured motorist claim if you have first obtained the entire bodily injury policy limits from the at-fault parties' insurance policy.  For example, if your medical bills are approximately $100,000.00 and the at-fault party only carries a $10,000.00 bodily injury policy, you will send your claim to the at-fault insurance company who will more than likely then tender their entire $10,000.00 policy limits to you.  You can then submit that proof to your underinsured motorist carrier along with your claim who will then process it and make an offer to settle the underinsured motorist claim.  You can purchase as much uninsured/underinsured motorist coverage as you need or can afford to cover you, your resident relatives, and anyone else in your vehicle.

If you are a passenger in someone else’s vehicle and you are hit by an uninsured driver, the primary source of uninsured motorist coverage will be the coverage for the vehicle you are traveling in at the time of the accident.  If there is no uninsured motorist coverage available to that vehicle, you can then look to your own insurance policy and use your own uninsured motorist coverage if you have it.  If you are a pedestrian or a bicyclist and you are struck by an uninsured vehicle, you can also use your uninsured motorist coverage from your auto policy as it is considered an auto accident.

If you are involved in an auto accident with someone who is uninsured and your vehicle is damaged, you will be required to pursue the damage claim with your own insurance carrier.  You can only do this if you have collision coverage on your policy.  Collision coverage is another extremely important coverage to have as, like uninsured motorist coverage which covers your injuries to your body, collision coverage covers any damage to your vehicle.  If you are involved in an auto accident with an uninsured motorist and you do not have collision coverage, you will be unable to get your vehicle repaired.  Neither insurance company can pay for your damages under that scenario.  If you have a deductible on your collision coverage, your damages will have to exceed the deductible amount before the insurance company will pay for any repairs.  For example, if your vehicle has sustained $400.00 in damages and your deductible is $500.00, you would have to pay the $400.00 out of pocket in order to get your vehicle repaired and the insurance company would not have to be involved.  If your vehicle sustains $1,000.00 in damage and your deductible is $500.00, your insurance company will pay $500.00 and you will be responsible for the remaining $500.00.  If your vehicle is totaled in an accident with an uninsured driver, your insurance company will pay for the amount the vehicle is worth and no more than that out of your collision coverage.  Your insurance company will work with your finance company if your vehicle is financed and they will pay off the vehicle directly to the finance company.

If your vehicle needs to be repaired and must be in the body shop for several days, usually the at-fault insurance company will place you in a rental vehicle which they will pay for. This is included in the property damage coverage for the at-fault vehicle’s auto insurance policy.  In the instance of an accident with an uninsured driver, you must have rental coverage on your policy for your insurance company to place you in a rental.  If you chose not to select rental vehicle coverage on your policy, you run the risk of being without a vehicle in the event of an accident, especially an accident with an uninsured vehicle.

There are so many reasons why you should be prepared in the event of an accident as you never know who is driving without insurance coverage.  It is much better to be covered yourself to the best of your ability than it is to rely on other people to have the coverage to protect you.  If you have been involved in an auto accident with an uninsured driver and you have several questions or you’re injured and unsure how to proceed, the most important thing you can do is hire an experienced personal injury attorney who can explain your benefits to you and fight for your rights.  An insurance adjuster’s goal is to save their company as much money as possible and payout the least amount of money towards claims brought against them, so having an attorney on your side is the best route to take to ensure you receive all coverages available to you in the event you are struck by an uninsured vehicle. 



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.