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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome, but relieve the legal burden from your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.
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Automobile insurance is a major budget expense to anyone owning a vehicle anywhere in the United States. Policy costs obviously differ from state to state due to each individual state’s requirements and other factors.
Ensuring one’s car, truck, or SUV in the State of Florida does not come cheap. In fact, according to one study, Florida is on the list of the ten states with the highest annual premiums. For the year 2020, the study ranks Florida as number six on that list, coming down from a prior ranking at number three. Perhaps it is due to these relatively high premium costs that Florida also has a higher than average uninsured motorist population. At any rate, when one considers that alarming fact and then factors in the state’s damaging storms, older drivers, mandatory no-fault coverage, etc., it is almost to be expected that Florida’s 2020 average annual premium, $2,178.00, is substantially higher than the average for the United States as a whole.
That being said, there are a number of other elements that are considered in auto insurance coverage pricing. Insurance companies consider an applicant’s age and driving history (prior accidents, claims, and so forth). They even check your credit report. It matters to them if you are married or not, and even the fact that you are a man or a woman will likely affect your rates. Let’s discuss those considerations, along with a few others, to see just how lifestyle and life events and impact your automobile insurance costs over your lifetime.
To begin, it is no surprise to anyone that younger drivers pay higher premiums. Everyone basically expects Sissy or Junior to drive a bit more recklessly than Mom or Dad, and very often that turns out to be the case due to a sudden sense of vehicular freedom and a less than a mature grasp of the realities of traffic responsibility. In Florida, the younger drivers, male or female, pay an average premium of about $5,983.00. But as the years go by and the kids get out of college or trade school, the premiums tend to go down. Florida’s current average annual premiums for drivers in their thirties through the sixties are less than two thousand dollars. Interestingly enough, age bias kicks in at about age 70, when many older drivers start to experience significant medical problems or vision issues, and the premiums begin to go back up to over two thousand dollars.
Even though younger male drivers pay a higher average premium than their older male counterparts, it is women drivers who usually get charged slightly more for coverage than men do throughout their driving career. Just saying the old phrase “woman driver” (usually while rolling one’s eyes) brings to mind the stereotype of the flustered and incompetent woman behind the wheel panicking as her car rear-ends the Bentley ahead of her. Sexual equality or not, the fact is that women drivers in Florida usually pay about thirty-four dollars more than men annually.
Likewise, you may think that it should not matter if a driver is married or not, but that little fact can certainly impact the calculation of the premium. In Florida, a married driver currently saves more than seventy dollars per year on the premium. That is higher than the national average, which is good news, and perhaps somewhat of an incentive to tie the knot.
Speaking of lifestyles, did you realize that often an insurance company will adjust your premium cost based on whether you own your own home or rent from someone else? The rate difference isn’t much – about five dollars – but seemingly the insurance company believes that a homeowner is, much like a married man or woman versus a single, more grounded and thus more dependable, at least financially.
And very often insurance companies will also take your level of education into consideration when setting premiums. Education is not one of the major markers, but, if you have earned a high school diploma but gone no further with formal education, you will most likely be charged a little over two hundred dollars while a driver who has completed a Bachelor’s Degree will pay a few dollars less.
Another very important factor that contributes to premium cost is, of course, the types of coverages that you choose to add to your policy. For example, the current Florida average annual premium for Bodily Injury/Property Damage coverage at $100K/$300K/$100K (comprehensive/collision) is slightly less than two thousand dollars. Lower the coverage, and the premium goes down accordingly. It is crucial that you determine the levels of coverage that you currently require, both mandatory and optional, and shop around to find the best premium to purchase that level of coverage.
It may seem odd to you that automobile insurance companies consider a driver’s credit history when setting premium costs. What the companies use the credit report evaluation for is to gauge a client’s probability of promptly paying the premiums going forward. The theory is that drivers with better credit histories will pay their premiums fully and on time. Also, studies reflect that this type of driver tends to file fewer claims which is, of course, better for the insurance company’s bottom line. In Florida, a very low credit score currently earns an annual premium of over three thousand dollars, while an exemplary score is assigned a premium of about half as much.
Lastly, as we all know, being on the road can be risky for even the very best driver. Accidents happen. And, if the accident turns out to be your fault, the premiums on your policy are almost certain to go up at the discretion of your insurance company. One way to avoid this is to drive dependably and defensively and to obviously avoid driving under the influence. But, should you be convicted of irresponsible driving, (speeding, reckless driving, and so forth), your Florida premium will increase by an average of two to just under three thousand dollars, depending on your policy.
So, as you can see, calculating the average annual premium on a Florida automobile insurance policy depends on a number of factors. Florida’s insurance costs are higher than a number of other states but thankfully not as high as others, and the best way to tailor a policy that fits your needs and also your budget is to gather your information and compare rates.
At Trial Pro, our traffic collision attorneys operate on a contingency fee basis. That means we cover the costs of investigating, constructing, negotiating and litigating your lawsuit. We do not bill you anything unless we recover compensation on your behalf. If we do not win your case, you will owe us nothing.
Our Orlando injury attorneys also offer potential clients no cost evaluations to discuss the details of their claim and determine if you have a suit. Schedule a Free Consultation
If you or somebody else you love has been impaired due to someone else's negligence or neglectfulness, you need a renowned attorney by your side who is familiar with the statutes and regulations in Florida.
Our Orlando injury attorneys are experts in personal injury lawsuits and have been acknowledged by our peers for our success. Several of our lawyers have been mentioned as Super Lawyers and distinguished litigators for their success on behalf of our clients.
We have recovered favorable judgments and settlements that contributed in assisting personal injury victims recoup from their injuries, pain and suffering and medical bills, or the loss of a loved one. Let us help you recover the max amount of compensation you are entitled to for your personal injuries.
With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients. Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.
Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you are unable to travel or adjust your schedule to make it to us. We're more than happy to come to you!
In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how important regular contact with our clients is - we never leave you hanging or delay our responses.
Annually millions of americans are injured, in many instances fatally, in car accidents. In 2011 only, more than 2.2 million people were hurt in the estimated 5,338,000 police-reported car accidents and 32,367 killed in traffic accidents involving automobiles, trucks, motorcycles, pedestrians, and bicycles.
Our legal team is available 24 hours a day, 7 days a week, 365 days a year to answer your questions and offer expert advice. Our friendly staff is always accessible to meet or speak with you 24 hours per day, 7 days per week. If you or a loved one has been injured, please call Trial Pro immediately to speak with one of our Florida attorneys today. Remember, don't just hire any attorney, hire a Trial Pro!
Each Trial Pro attorney and staff member is determined to see your case as far along as necessary to get you every cent that you deserve. Our friendly staff is always accessible to meet or speak with you 24 hours per day, 7 days per week. If you or a loved one has been injured, please call Trial Pro immediately to speak with one of our Florida attorneys today. Remember, don't just hire any attorney, hire a Trial Pro!
Piercy Stakelum, originally from New Orleans, Louisiana, is the senior attorney at Trial Pro., P.A. Mr. Stakelum carries a zealous nature and his motor is fighting for those who have been compromised. Ask him what his heart yearns for and he’ll summarize it in one word: justice.
Andy Rariden is a leading civil trial lawyer that adds to the collective legal expertise at Trial Pro, P.A. Although he is originally from Charleston, S.C., Mr. Rariden was raised in Florida. He carries over 20 years of civil trial experience and is committed to defending each of his clients.
Mr. Davis has built up over two decades of extensive experience trying and disputing cases for clients. Over time, the proficient lawyer has handled a wide range of cases, obtaining successes in lawsuits involving car accidents, medical malpractice, and more.
A native of Orlando, Don Williams has provided commitment and dedicated legal representation to clients throughout the area. The proficient attorney has a keen heart for helping others which is one among many attributes that distinguish him as a leader.
Born in Ohio, Tyler Nicoll is a dedicated personal injury attorney and an integral part of the Trial Pro, P.A. team. Mr. Nicoll was raised in Coral Springs, Florida. Mr. Nicoll's primary areas of practice include personal injury accidents, overtime disputes and other related matters.
Mike Davis holds over twenty years of professional legal experience under his belt and he is always ready to utilize it in favor of his clients. He is an established professional in the industry, uniquely qualified to provide legal counsel to individuals who have been compromised.
At the beginning of Steve Johnson's legal career, he advocated for clients such as General Motors and Ford Company. As time went by, the attorney realized he held a special interest for insurance disputes and decided to join the team of Trial Pro law professionals.
Marc Williams is an invaluable member of Trial Pro. P.A., dedicated to handling first party insurance claims arising out of Southwest Florida. He has been recognized as a professional in the field, becoming a recipient of the Florida Academy of Trial Lawyers Bronze Eagle Award.
Former Trial Pro, P.A. clients constantly testify of how happy they were when we resolved their case. This is our main priority – to go above and beyond their expectations. Yes, we measure our success by the number of court victories we’ve attained. However, we also measure effectiveness by our clients’ satisfaction and experience with Trial Pro, P.A. Most of them come from other firms feeling ignored and rejected. When they transfer over to us, we work hard to radically change their situation and win their litigation case.
If you are in one of these former clients’ shoes and find yourself strongly dissatisfied with your current car accident attorney or firm, we want to represent you!
Our injury attorneys are always happy to answer any questions you may have and inform you about the experience we provide.
I would definitely come back to Trial Pro, because I can't even tell you the great experience I had. The comfort and the sense of the putting me at peace is priceless.
I never really felt uneducated, or out of the loop which was key for me because I wanted to know it was going the right way, and it was.
When we switched over to Trial Pro, I felt as if my voice was heard. I felt as if the person who was taking care of my case really understood me, and understood my needs.
The Trial Pro, P.A. reputable attorneys genuinely care about their clients. They don’t see them as just another number or face. Neither are they more interested in money than obtaining quality results. Our attorneys are honest, compassionate and work hard to go above and beyond expectations.
I was hesitant to bring my case to an attorney. Trial Pro, P.A. showed me nothing but integrity and professionalism.
Trial Pro, P.A. guided me carefully through my case and constantly kept me informed. I was astounded by the attorneys’ aggressive way of fighting.
I’ve partnered with this reputable law firm for legal representation two times and both instances were victorious. Trial Pro P.A’s chief attorney, Piercy Stakelum, always took the time to sit with me and provide undivided attention.
I didn’t have to wait on return phone calls. As soon as I left a message, they were waiting for me on the other line.
All of the attorneys were truly attentive to my needs and the representation they provided surpassed my expectations. It was top-notch.
At no point I felt nervous for no reason my attorney was there all the time to suppoert me. Thank You Trial Pro, P.A.
The transition was beautiful! I didn't have to do anything just sign and Trial Pro took care of everything for me.
When we switched over to Trial Pro, I felt as if my voice was heard. I felt as if the person who was taking care of my case really understood me, and understood my needs.
A car accident can be scary and frustrating. When you experience a personal injury accident, the last thing you need on your plate is a law firm that can’t rightfully represent you.
If your attorney’s firm is too small and consequently, it is getting pushed around, it’s time to reconsider your choice of legal representation. On the other hand, you do not want to have a fully loaded firm that is too busy to give you a call. The trial attorney’s at Trial Pro, P.A. carry credibility and reputation. We don’t ignore our clients or skip phone calls. Neither are we controlled by insurance companies.
Our law firm fights aggressively -- always determined to win your case.
Take a moment to look at our Trial Pro, P.A. blog and read about issues related to car accidents, truck accidents, workers’ comp, insurance, slip-and-fall, trip-and-fall and more. Our attorneys not only strive to professionally represent their clients in litigation, but they are also strongly committed to educate them. At Trial Pro, P.A., we don’t withhold our personal injury knowledge. We are more than happy to share it with you.
When you need expert legal counsel for your case, turn to the firm that has more than a century of collective legal experience and insight. At Trial Pro, P.A., we have put that experience to good use, advocating for thousands of clients over the years. In that time, our team has obtained millions of dollars in verdicts and settlements. As seasoned Florida personal injury lawyers and wage and hour attorneys, we know how to handle a comprehensive range of legal matters.
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Ever since 2001, the practice has held an exceedingly significant track record of successes. Every year, our reputable law firm is awarded for its impressive mark in the legal field. Trial Pro, P.A. has been recognized by Lawyers of Distinction, Florida Justice Association, Better Business Bureau (BBB) and more. Chief attorney Piercy Stakelum is a proud member of The National Trial Lawyers Top 100, an invitation-only organization compromised of highly regarded and credible lawyers. Trial Pro, P.A. has also been acknowledged by Super Lawyers. They recognize outstanding lawyers who have acquired exceptional professional achievement.
Trial Pro, P.A. is a proud advocate for personal injury clients throughout the State of Florida. The DNA and foundation of our law firm is passion. While we are passionate about the law, we are even more zealous about fighting for those who have been hurt due to the negligence of others. Our trial attorneys fully embrace authenticity and integrity. With over 100+ years of collective legal experience, our reputable law firm has become a trusted choice for injured individuals. Trial Pro, P.A. has a remarkable reputation for winning. After experiencing a car accident, the last thing you desire is to have an attorney that doesn't know how to adequately represent you. You want a trustworthy and reliable law firm that will walk you through every step of your case. You want a group of attorneys that will pursue justice on your behalf and acquire the maximum compensation. At Trial Pro, P.A., we don't see you as just another case number on our list. We don't turn our backs on you half-way throughout the process. Our former clients can testify that they've truly experienced the Trial Pro, P.A. difference. Quite frankly, most of them have pursued our representation because of others that have recommended us. There are a handful of characteristics that distinguish us from other lawyers but our credibility is the best one amongst all.
We put into action our knowledge and legal abilities to assist you, not only to attain a positive outcome, but ease the legal stress from your shoulders simultaneously. Trial Pro, P.A. holds a reputation for achieving real success for clients. Leave it to us to fight wisely but aggressively.
You shouldn't have to beg for a call back from your attorney. You shouldn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claim. If we miss a call, we promise to always return it.