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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

Whats Included in a Full-Coverage Motorcycle Insurance Policy?

Frequently Asked Questions - Whats Included in a Full-Coverage Motorcycle Insurance Policy?

The State of Florida does not require motorcycle riders to obtain a motorcycle insurance policy prior to registering their motorcycle like it does with four wheeled motor vehicles.  You can legally ride your motorcycle without insurance coverage but you could end up paying big time if you are involved in an accident with someone who also is uninsured or does not have adequate insurance coverage to cover all of your damages.   Full coverage motorcycle insurance in the State of Florida means that you have at least $10,000.00/$20,000.00 in bodily injury coverage and at least $10,000.00 in property damage.  This is considered full coverage, but it is hardly adequate for most people.

The State of Florida does not require automobile drivers to purchase bodily injury coverage on their insurance policies.  Bodily injury coverage is the portion of the insurance policy that you sue when you are injured in an auto accident by that person.  If there is no bodily injury coverage for your to pursue, you can turn to your own insurance policy to pursue your injury claim through your own uninsured or underinsured motorist policy if you have that coverage available to you.  Some people do not purchase this coverage on their own policy thinking that if they are involved in an accident due to the fault of someone else, their injuries will be covered.  This is not the case in the State of Florida.  While the State of Florida requires you to purchase personal injury protection coverage on your policy which covers the first $10,000.00 of your medical bills, prescriptions, mileage and lost wages no matter if you were at fault for the accident or not, this is usually not adequate to pay the entirety of your medical bills and does not compensate you for any pain and suffering and future medical needs.  If you are riding on a motorcycle at the time of your accident, you will not be covered under a personal injury protection policy as this is not offered on motorcycle insurance policies and will not roll over from any automobile insurance coverage you may have or may be listed as an insured under.  Purchasing uninsured and underinsured motorist coverage on your automobile or motorcycle insurance policy could be the best decision you ever make if you are involved in an accident with an uninsured driver or someone who has a very minimal bodily injury policy.  Uninsured and underinsured motorist coverage does not cost an arm and a leg, but it does outweigh the cost of having to suffer major injuries from an auto or motorcycle accident with no way to cover any of your damages.  If you are involved in a motorcycle accident and you have an additional automobile insurance policy which affords uninsured or underinsured motorist coverage, you can submit a claim through your automobile policy which will cover your uninsured or underinsured motorist claim even if you were on your motorcycle at the time of your accident, regardless if the motorcycle is listed under that policy or not.

Another beneficial coverage to have on a motorcycle which is not included with the state minimum is collision and comprehensive coverage.  Collision coverage covers your motorcycle if you have been involved in an accident with an uninsured driver or if you have caused the accident yourself.  Comprehensive coverage covers your motorcycle if it has been stolen or vandalized.  If you do not purchase collision and comprehensive coverage, you will be unable to file a damage claim with your own insurance company and if there is no property damage coverage available to you through the at fault party of the accident, you will be responsible for all repairs and costs associated with repairing or replacing your motorcycle.  If your motorcycle is stollen or damaged in some way not being involved in an auto accident, without comprehensive insurance coverage, your insurance company will not be able to assist with any financial costs.  Another thing to keep in mind when purchasing collision and comprehensive coverage is the amount of your deductible.  Some people choose the highest deductible since this makes your monthly or yearly insurance premium amount lower.  Unfortunately, when it comes to using this coverage, people realize their mistake as they are unable to pay their large deductible amount out of their own pocket.  If you chose to have a $1,000.00 deductible, you will be forced to pay this amount out of pocket before the insurance company starts any repairs towards your motorcycle.  If your motorcycle is deemed a total loss, your insurance company will pay you for the amount your motorcycle is worth, minus your deductible amount.  When choosing your coverages, you should always keep in mind the amount that you will be able to pay out of your pocket should you need to use your collision or comprehensive coverage.

Although these coverages are not mandatory in the State of Florida for motorcycles, it is highly recommended that you do purchase them as you never know if you are going to need them and it’s much better to be over insured than under insured.  If you choose not to purchase motorcycle insurance coverage or you purchase the state minimum coverage, you always run the risk of causing an accident and being sued personally and losing any assets you own or having your wages garnished due to a judgement.  Or if you are involved in an accident where you sustain significant personal injuries and you are hit by an uninsured or minimally insured vehicle, you will find yourself being financially responsible for all or a large portion of your medical bills.

If you have been involved in a motorcycle accident caused by the fault of someone else, you should seek the help of an experienced personal injury attorney who can go over your claim with you and inform you of your rights and benefits.  If the insurance company has denied your claim or refused to provide you with benefits you feel you are entitled to, an attorney can fight the insurance company on your behalf to get them to pay you for all of your damages.



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We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other location that you find more convenient. You are always welcome to come into our office as well. Contact us Today!

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Car Accident Attorneys

With more than a century of collective legal experience and a commitment to hard work, excellence, and integrity, we have recovered millions of dollars in damages on behalf of our clients.
Our goal is to enable our clients to sit back and focus on their recovery, knowing that the team at Trial Pro, P.A. has the experience and resources to effectively handle all of the legal details involved in their case.

Personal Injury Law

We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively.

Car Accident Attorneys

Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations.

Slip and Fall Accidents

Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

What Our Clients Say

What Our Clients Say About Our Personal Injury Attorneys

"From the beginning we knew we were in good hands."
Clarence,
Personal Injury Case
Trial Pro got me $491,000
"I wouldn't be where I am today without Trial Pro."
Clarence,
Personal Injury Case
Trial Pro got me $998,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,900,000
"We are really glad that we choose you guys to represent us."
Nicole,
Personal Injury Case
Trial Pro got me $1,000,000
"Trial Pro makes sure you get what you deserve."
Ashley,
Personal Injury Case
Trial Pro got me $795,000
"Trial Pro satisfied client 2021"
Client,
Car Accident Case
Trial Pro got me $1,510,000
"When I hired Trial Pro, I didn't have to worry about anything."
Mark,
Motorcycle Accident Case
Trial Pro got me $810,000

Our Personal Injury attorneys have been featured in numerous publications

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Personal Injury Attorneys

Committed to Your Personal & Financial Recovery


Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

Mobirise

Orlando Personal Injury Attorneys

After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.

Serious Representation
We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
Unmatched Case Results
Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
Committed to Our Clients
It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
Compassionate In & Out of Court
Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.

Pursuing Client Victories

Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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 Our Locations

Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.


Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 1019 Crosspointe Dr Suite 1
Naples, FL 34110


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

Contact Info

250 N Orange Ave, 14th Floor

Orlando, FL 32801

help@trialpro.com

(407) 300-0000


Our law firm fights aggressively -- always determined to win your case. 

Trial Pro, P.A. Car Accident Attorneys

Trial Pro, P.A.

The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.